Insurances

For life

Life Insurance policies provide additional income to your beneficiaries in the eventuality of your death. While the amount and type of the life insurance policy can vary, most life insurance policies aim to cover any healthcare related, legal or funeral costs as well as help support beneficiaries who may otherwise struggle without your income. There are several different types of life insurance policies available through Pearland Brokerage. Following is a list of some of them;
  • Term Life Insurance – Affordable, simplified insurance for a specific time period.
  • Whole Life Insurance – Permanent insurance, fixed premiums, guaranteed death benefit, and cash value growth.
  • Universal Life Insurance – Permanent insurance, with flexibility to change payments, premiums and death benefit options.
  • Variable Universal Life Insurance – Permanent insurance, with flexibility to change payments, premiums and death benefit. This insurance also allows you the option to take investment risks in return for a potentially higher cash value.
  • Survivorship Life Insurance – Permanent insurance for two people, which provides a benefit to beneficiaries after the second person passes away.
Please visit our Main Office to consult one of our experienced life insurance specialists to get a basic understanding and to decide as to which policy or coverage best suits your circumstances..

For home

Your home, as one of your most valuable financial assets, needs to be adequately protected. A typical homeowner’s policy protects your building, the personal property you own, an adjoining garage, against fire, vandalism, theft and any other direct physical loss. A homeowner’s policy also protects against lawsuits when you purchase personal liability coverage. The amount of coverage you carry has to correspond closely to the replacement cost value of your home. If you live in flood prone areas, it’s important to remember that a homeowner’s policy does not provide flood coverage. A flood policy has to be purchased separately.

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For Auto

For Hire Vehicle Insurance is our specialty. NY Insurance Brokerage is here to help insure NYC TLC Drivers. We currently represent all major TLC Insurance Carriers.

We offer competitive insurance for the following:

  • App Companies (Via, Uber, Lyft, Juno, Gett, etc)
  • Medallion Taxis
  • Black Cars
  • Car Service
  • Luxury Limousines
  • Stretch Limousines
  • Ambulettes
  • Commuter Vans
  • Church & School Buses

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    For a car

    Personal auto coverage is mandatory in NYS and the minimum required liability limits you must carry are $25,000/$50,000 for bodily injury and $10,000 for property damage. You can insure a vehicle if you only have a learner’s permit. You can insure a car in NY if you have an out of state license, however you will be required to change your license to NYS within 30 days.

    You are required to add all licensed operators in your household, including your young kids with permits, to your auto policy. You can purchase a liability only or a full coverage policy.

    We can advise you of all the options and coverages available, as well as applicable discounts and ways to lower your premiums.

    Talk to the NY Insurance Brokerage agent in New York about these products and how you might qualify for a discount on your car insurance.

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    For a Businessr

    However, when it comes to business insurance, that entrepreneurial spirit is often stifled. Many business owners assume that they can’t influence outcomes when faced with the complexities inherent to the New York boroughs. That is … until they meet the team at NYInsurance Brokerage.

    Business insurance is one of the largest expenses on your balance sheet so it warrants careful consideration and creative thinking. It’s a responsibility not to be taken lightly … and not to be looked at just once a year at renewal.

    Put the experienced team at NYInsurance Brokerage to work for you, and discover a “get the job done” New York business insurance broker.

    Our Business Insurance services include:

    • Limousine Insurance
    • Black Car
    • Business Owners Packages (BOP)
    • Commercial Auto
    • Commercial Building Property
    • Business Umbrella Policies
    • Business Personal Property
    • Workers Compensation
    • General Liability
    • Private and Personal Car
    • Livery
    • Taxi Service

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